Home Buying After Bankruptcy

Received a fresh start after bankruptcy and been credit worthy ever since? Home ownership is a great idea. Two years after bankruptcy, credit score is no longer negatively impacted by the bankruptcy filing. The first step towards home ownership is to contact mortgage lenders for a loan preapproval. It is best to receive more than one mortgage lender opinion to ensure receiving the best deal possible. Keep a copy of the bankruptcy discharge for the mortgage lenders who will most likely ask for it. Once preapproved, contact a Realtor to help handle the home buying process. Among other benefits of home ownership, home ownership can actually increase credit score when making regular monthly home payments. Bankruptcy questions? BankruptcyHome.com has answers!

For more information on home buying after bankruptcy, contact Christina today!


Christina Asad Edwards, REALTOR
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Blog article provided by Christina Cavins, a Nationally recognized Realtor with Irongate Inc. Realtors. Christina can be reached via email at ChristinaCavins@aol.com or by cell phone or text message at 1-937-205-4741. For Ohio real estate and homes see Ohio Real Estate.


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Comment balloon 3 commentsChristina Cavins • February 22 2009 07:24PM


Good information. I'm surprised how many people think that it will never happen again after a bankruptcy. Just getting them to tell you that's what's holding them back though is like pulling teeth. But once they say it out loud to you it's amazing to see how surprised they are when you start giving them the numbers of loan officers that can work with them.

Posted by Denise Gray, Realtor SRES, Wichita Kansas Homes (Realty World Alliance) about 11 years ago


It is surprising - isn't it? Thanks for the comment!


Posted by Christina Cavins, www.BuySellOH.com Search Ohio Homes For Sale (Irongate Inc. REALTORS) about 11 years ago

Great post. Peolple need to know they can start over and get a home.

Posted by Terry Miller, Miller Homes Group and Tyler Apartment Locator (Miller Homes Group) about 11 years ago