First Time Home Buying 101

No longer wanting to rent and decided to buy a home? Great! Here are the steps to home buying:

  1. Call a mortgage professional for a 5 minute pre-approval. They will provide a ballpark figure of the total of the monthly mortgage payment, property taxes, and insurance for a particular area. It is a great way to determine the price range for house hunting.
  2. Identify the type of home and the location preferred. Make a list of home wants versus needs. The internet is a great way to begin searching, 80% of home buyers today begin house hunting online. Many Realtors offer a free online buyer search tool, such as MyRealLiving, to input home search criteria. Every time a home comes on the market that meets that search criteria it sends an email notification. Be the first to know about the newest listings!
  3. Choose a Realtor who listens well.  They will only show those homes that are of interest. It shouldn't take more than 2 weeks to find the perfect home.
  4. Take notes when touring homes. Rank the homes 1 - 10. When the top 2 homes have been identified, schedule a second showing. The Realtor should call and ask the 2 listing agents about the seller's motivation and see if there are any other offers.
  5. Select the right home and make an offer!

home buying

For more information on home buying, contact Christina today!

Christina Asad Edwards, REALTOR
2006 & 2007 Sales Masters Top Agent
mobile or text 937-205-4741 office 937-573-0082  
Real Living Realty - #1 in OHIO!
Realty, Mortgage, Title, Relocation

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Blog article provided by Christina Cavins, a Nationally recognized Realtor with Irongate Inc. Realtors. Christina can be reached via email at ChristinaCavins@aol.com or by cell phone or text message at 1-937-205-4741. For Ohio real estate and homes see Ohio Real Estate.


Search homes for sale in the MLS (Multiple Listing Service) by visiting http://BuySellOH.com


Servicing the following towns and counties in Southwest OHBeavercreek, BellbrookCenterville, Cincinnati, Dayton, Fairborn, Greene County, Huber Heights, Kettering, Miamisburg, Montgomery County, OakwoodSpringboro, Springfield, Warren County, Washington Township, West Carrollton, Wright Patterson Air Force Base (WPAFB), Xenia, and Yellow Springs.

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Comment balloon 0 commentsChristina Cavins • December 15 2008 02:33PM