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7 Steps to Take Before House Hunting

7 STEPS TO TAKE BEFORE HOUSE HUNTING

1. Be familiar with the market. Take note of recent home sales and listing prices.

2. Have the money for a down payment, closing costs, and earnest money. Tax returns and holiday gift money are great sources for a down payment, closing costs, and earnest money.

3. Know how much you can manage to pay for. A good measure is your monthly house payment should be no more than 25% of your gross monthly income.

4. Maintain good credit and make sure your credit report is accurate. A mortgage counselor can help review your credit report with you.

5. DON'T make any major purchases near the time of the home purchase, above all a vehicle.

6. Hire a trusted Realtor and ask for past client testimonials.

7. Get preapproved for a mortgage loan. (And I strongly recommend getting at least two opinions to ensure you're getting the lowest monthly payment and out of pocket expenses).

Blog article provided by Christina Cavins, a Nationally recognized Realtor with Irongate Inc. Realtors. Christina can be reached via email at ChristinaCavins@aol.com or by cell phone or text message at 1-937-205-4741. For Ohio real estate and homes see Ohio Real Estate.

 

Search homes for sale in the MLS (Multiple Listing Service) by visiting http://BuySellOH.com

 

Servicing the following towns and counties in Southwest OHBeavercreek, BellbrookCenterville, Cincinnati, Dayton, Fairborn, Greene County, Huber Heights, Kettering, Miamisburg, Montgomery County, OakwoodSpringboro, Springfield, Warren County, Washington Township, West Carrollton, Wright Patterson Air Force Base (WPAFB), Xenia, and Yellow Springs.


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Comment balloon 0 commentsChristina Cavins • November 08 2007 11:58PM

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