7 STEPS TO TAKE BEFORE HOUSE HUNTING
1. Be familiar with the market. Take note of recent home sales and listing prices.
2. Have the money for a down payment, closing costs, and earnest money. Tax returns and holiday gift money are great sources for a down payment, closing costs, and earnest money.
3. Know how much you can manage to pay for. A good measure is your monthly house payment should be no more than 25% of your gross monthly income.
4. Maintain good credit and make sure your credit report is accurate. A mortgage counselor can help review your credit report with you.
5. DON'T make any major purchases near the time of the home purchase, above all a vehicle.
6. Hire a trusted Realtor and ask for past client testimonials.
7. Get preapproved for a mortgage loan. (And I strongly recommend getting at least two opinions to ensure you're getting the lowest monthly payment and out of pocket expenses).
About the Author...Blog article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 1-937-205-4741. Christina helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.
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Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.
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