www.DaytonOhioHouse.com

Congressman Michael R. Turner spoke publicly today with the Northeast-Midwest Institute about the impact of the national housing crisis in the Dayton, Ohio area. 

"Over 6,000 foreclosures were reported across Ohio's Third Congressional District in 2008.  This represents a three-fold increase from a decade ago.  Each of these foreclosures symbolizes a family, a neighbor, or a friend who have lost their home. There's no question that mortgage foreclosures have played a major role in destabilizing the foundation of our economy," Turner said.  "The influx of toxic mortgage loans and economic destabilization has led to increasing home foreclosures, home abandonment, and falling housing prices throughout the country.  The Dayton area has been particularly negatively impacted by this crisis.  It is my hope that this discussion will generate ideas for further federal policies to help address this issue."

Although the Dayton Ohio housing crisis and foreclosures have increased over the last decade, recent home sale prices have drastically increased over the past 3 months. The July Real Estate Market Report in Ohio for single family, residential homes in Montgomery, Greene, and Warren counties near Wright Patterson Air Force Base shows rock bottom is a thing of the past. In July 2009 versus June 2009, the average sale price/listing price remained at 95%. The Real Living Realty average is higher, netting more money for the sellers represented (98%). The average days on market in June 2009 was 132, which is 47 days slower than the Real Living Realty average days on market (85). It is a great time to buy an investment property in the Dayton Ohio area!

About the Author...
This Dayton Ohio Housing Crisis article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It!    

Check these necessary precautions off the to-do list this August for home maintenance:
-Clean dryer vent duct.
-Test the sump pump.
-Replace any broken bulbs and make necessary repairs to outdoor lighting.
-Use grass clippings as fertilizer.
-Be sure all residents know the location of water and gas shut-off valves.
-Prepare the garden and lawn for cooler temperatures.

***2 months left make an offer on a home to take advantage of the $8,000 tax credit!

P.S. For all your real estate needs, please contact us - we would welcome the opportunity to serve you!

Christina Asad Edwards, Realtor
Christina.Asad@RealLiving.com
Office 937-573-0082
Cell/Text 937-205-4741
www.DaytonOhioHouse.com
Real Living Realty Services
One of the fastest-growing real estate franchisors in the nation.
ASK ABOUT THE FREE SALE GUARANTEE PLAN AND PEACE OF MIND MORTGAGE PAYMENT PROTECTION PLAN!

To Remodel or Not to Remodel? That is the question! Consider the costs involved when deciding:

About the Author...
This Home Remodel article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It!   

Check out this FREE Homebuyer's Guide for First Time Buyers, Repeat Buyers, and Vacation Homebuyers. Thinking of buying a home? Then please take 5 minutes to check out these FREE, informative homeownership guides. Not only is the information FREE, but it could save extra expenditures too! Homebuyer guides below are provided courtesy of Christina Asad Edwards and Real Living Realty:

• Your First-time Homebuyer's Guide Because your home will be the foundation of your financial health, use this Guide to help you understand the home buying process and how to get a mortgage.
• Your Repeat Homebuyer's Guide Buying your next home? Refresh your knowledge of the homebuying process and get tips on selling your current home, moving, and much more.
• Your Vacation Homebuyer's Guide A second home can serve as more than your private retreat - it can help you build wealth. Learn about financing strategies that can help you buy a vacation home.

SEE DETAILED INFORMATION ON EACH TOPIC AT https://www.benefits-mortgage.com/affinity/guideRegistration.wfm?suffix=reallivingmortgagecenter&guideset=JV_1 

About the Author...
This Homebuyer's Guide article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It! 

Read these little known green facts to increase eco-friendliness!

• Going green starts at home. The word "eco" traces back to the Greek word "oikos", meaning 'house'.
• It is a fact that 70% of home buyers said they were more inclined to buy a green home in a down economy than a non-green home.
• 62% of all state governments have adopted green building policies (with 18 states coming on board in the last 3 years alone).
• Studies show that two-thirds of buyers are paying attention to green homes and buildings; they recognize the link between green properties, cost savings, and healthy living.

About the Author...
This Little Known Green Facts article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It! 

Eat local in Downtown Dayton, Ohio at the Second Street Market, located at 600 E. 2^nd Street near the Webster-Second Street intersection. What's summer without a stop at a local farm market? What's a better place than right in the heart of Dayton, Ohio where 40 merchants are selling goods? The market features apples to zucchini and everything in between. The market also offers fresh cut flowers for sale, meats, eggs, unique wines, chocolates, pastries, and home decor. The Downtown Dayton local market operates in an historic block-long former 1917 B&O railroad building. It was saved from demolition and renovated in 2001 in partnership with National City Bank. The market is open Thursday and Friday from 11am - 3pm and Saturday from 8am - 3pm.

About the Author...
This Dayton Ohio article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It! 

The $8,000 tax credit is running out! It's a great time to purchase the home of your dreams! Interest rates are low and first-time homebuyers are in luck. Congress passed an act which includes a tax credit for first-time homebuyers of up to $8,000.

In fact, you may be classified as a first-time homebuyer and not even know it. If you haven't previously owned a home, you fall into the category of first-time homebuyer. But did you know that if you haven't owned a principal residence in the past three years, you also constitute a first-time homebuyer? It's true. If you fit either of these categories, the government has created a tax credit that you can take advantage of if you choose to purchase between January 1st and December 1st, 2009. With the deadline quickly approaching, it's important to act fast. In most cases, in order to close on the home by December 1st, you must have an accepted offer on a home by November 1st - which is less than 3 months away as of today.

The government is offering lesser of 10 percent of the cost of a home or $8,000 to qualifying first-time homebuyers in the form of a refundable tax credit. That means, if you owe $5,000 in taxes, you will receive a check for $3,000. If you don't owe any taxes, you may qualify to receive the full $8,000 credit. If you're lucky enough to have the government owe you money in taxes-let's say $1,000-then you could potentially receive a credit of up to $9,000.

The best part about this credit is that there's no repayment as long as you don't sell the home within three years of purchase. If you choose to do so, the entire amount of credit is due back to the government at the time of sale. But this only applies to homes purchased in 2009.

If you fit these qualifications, then congratulations! You're on your way to a great real estate deal.

About the Author...
This Tax Credit article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It! 

Maintain hardwood floors with these tips to keep hardwood floors clean and in good condition.

• A common problem with hardwood floors occurs when liquid is spilled and moisture seeps into the floor where it gets trapped in the wood. With enough moisture, the boards could begin to cup or dip in the center. To avoid this issue and keep the boards level, be sure to wipe up all spills immediately with a soft cloth. If the floor is located in a humid room, try using a dehumidifier.
• Sweeping with a soft-bristle broom should be a daily routine. For shoe marks and scuffs, use a soft cloth, wetted with a little water or wood floor cleaner, and squeezed dry. A good way to prevent scuffs is to avoid wearing dark-soled shoes, boots and high heels on the floor. To maintain the hardwood floor, buy a wood stain marker from the local home-improvement store and color the scratch for small scratches.
• Place small rugs in high-traffic areas of the floor including all entrances and in front of the sink. A rug near the sink can catch spraying water from hitting the floor. Buy floor protector pads for the bottoms of furniture legs.
• It's important to know what type of finish is on the hardwood floor because there are certain cleaning and maintenance procedures for each particular finish. Keep it safe and always follow the manufacturer's recommendations for the proper care of the floor.

About the Author...
This Home Maintenance article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It! 

The Peace of Mind Job Loss Mortgage Protection Plan removes the stress of a potential job loss. Real Living Realty's FREE eace of Mind plan is designed to provide comfort and confidence needed to make moving a reality. Here's how it works:

One-Year Coverage

When you are represented by a Real Living agent during the purchase of your next home, and finance through Real Living Mortgage, Real Living will provide you with one year of insurance benefits that cover a monthly mortgage payment of up to $1,500 for up to six months if you become involuntarily unemployed during the first year you are in your new home.

Two-Year Coverage

If you purchase a Real Living listing, and finance through Real Living Mortgage, we'll extend your Peace of Mind benefits for another year (two years altogether) so you can take advantage of the up to $1,500 each month for up to six months of coverage. This means that you have coverage for up to six months of mortgage payments if you become involuntarily unemployed at any point during the two-year period.

Many buyers who purchased a home in recent years have interest rates that exceed current rates that are available. So, additionally, if you refinance through Real Living Mortgage we'll also provide coverage for one year. Terms and conditions apply.

About the Author...
This Peace of Mind Job Loss Mortgage Protection Plan article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It! 

Avoid these home selling pitfalls!

Don't just go with the agent who gives the highest value on the home. Conduct some research to verify the pricing, and consider looking at the competition.

Don't just assume that the agent who sold the house previously will be a good fit on the selling side. Interview more than one person to find out what each has to offer.

Don't ignore offers that don't meet the asking price. By not countering even low offers, the buyer may walk away.

Don't assume that the agent works full-time. Many do not, so be sure to ask.

Don't just accept everything the agent says. Get it in writing. Make sure he or she offers a written marketing plan. Also, understand that once you sign, it is a legal contract for the term agreed upon.

For more information on home selling, contact Christina today!

About the Author...
This Home Selling article was provided by Christina Asad Edwards, a Nationally recognized Realtor and Residential Relocation Specialist. Christina can be reached via email at Christina.Asad@RealLiving.com or by cell phone or text message at 937-205-4741. Christina has helped thousands of people move in and out of the Dayton Ohio area and other Southwest Ohio towns. For Ohio real estate and homes see Dayton Ohio Real Estate.

Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at the MLS Property Finder Site.

Servicing the following towns and counties in Southwest OH: Beavercreek, Bellbrook, Centerville, Dayton, Greene, Fairborn, Kettering, Miamisburg, Montgomery, Oakwood, Springboro, Warren, and West Carrollton OH.

Click here to view Christina Asad Edwards' Real Estate Profile

Bookmark this Blog and Share It!