www.DaytonOhioHouse.com

Work with me and receive several real estate professionals for the price of one! Who else works with one stop shopping? I frequently work with my agency's in-house mortgage, title, and home warranty real estate professionals. I do not make any more or less money in doing so. I simply provide this service to make my clients' lives easier. According to Realtor magazine, home buyers prefer one stop shopping. How does the preference translate? Home buyers are more likely to work with a Realtor that offers the services that make the home buying process less stressful. By offering one stop shopping, I work with ALOT of home buyers. It is advantageous for home sellers to work with a Realtor who represents several home buyers. With 78 average days on the market (the quickest of all the top agencies in the Greater Dayton, Ohio area) and 98% sale price/listing price average, I am proud to work for the #1 Ohio agency for most residential home sales.

For more information on home buying or selling please contact Christina today!

Christina Asad Edwards, REALTOR
2006 & 2007 Sales Masters Top Agent
Christina.Asad@RealLiving.com
www.teamedwards.info
mobile or text 937-205-4741 office 937-573-0082  
Real Living Realty - #1 in OHIO!
Realty, Mortgage, Title, Relocation

The August Market Report in Ohio for single family, residential homes in Montgomery, Greene, and Warren counties shows minimal changes. The average sale price / listing price percentage remained at 96%, which is 2% less than the Real Living Realty average. In August 2008 versus August 2007, it now takes 1 week longer to sell homes.

AUGUST 2008

• Homes Sold - 728
• Average Bedrooms - 3
• Average Square Footage - 1,687
• Average Listing Price - $134,114
• Average Selling Price - $129,185 (96% sale price/listing price)
• Average Days on Market - 110 (32 days slower than the Real Living avg. days on market)

AUGUST 2007

• Homes Sold - 916
• Average Bedrooms - 3
• Average Square Footage - 1,719
• Average Listing Price - $151,239
• Average Selling Price - $145,332 (96% sale price/listing price - no change in August 08)
• Average Days on Market - 103 (7 days difference)

Christina Asad Edwards, REALTOR
2006 & 2007 Sales Masters Top Agent
Christina.Asad@RealLiving.com
www.teamedwards.info    www.daytonohiohouse.com
mobile or text 937-205-4741 office 937-573-0082  
Real Living Realty - #1 in OHIO!
Realty, Mortgage, Title, Relocation

Here is my response to the most common first time home buyer question:

He has around a credit score of around 650 and I just turned 18 and have no credit. We was wondering what kind of loans are out there and what all we need to do to get them. Any info at all will be greatly appreicated. -Tina, Home Buyer in Celina

Hi Tina!

There are a variety of loan programs available. The best way to find one is to shop around. Call 2-3 lenders for their opinion and rates, but do so within 2 weeks so you do not take a hit on your credit score. The following 2 home mortgage consultants I've worked with in the past and can do a 5 minute preapproval for you over the phone - call them today! Please let me know if you have anymore questions.

Jeff Knapp, Real Living Mortgage (Wells Fargo division) 937-431-7744
Joanna McCord, Wells Fargo Home Loan Consultant 937-470-5806

Christina Asad Edwards, REALTOR
2006 & 2007 Sales Masters Top Agent
Christina.AsadEdwards@RealLiving.com http://www.teamedwards.info
mobile or text 937-205-4741
office 937-573-0082
fax 937-433-3561
Real Living Realty - #1 in OHIO!
Realty, Mortgage, Title, Relocation

Web Reference: http://www.daytonohiohouse.com

Chris Derrow, president of Real Living Mortgage, was featured in RISMedia's Real Estate magazine talking about the five steps for choosing a lender. Topics include preapproved credit lines, loans and necessary documentation.

Christina Asad Edwards, REALTOR
2006 & 2007 Sales Masters Top Agent
Christina.AsadEdwards@RealLiving.com
www.teamedwards.info
mobile or text 937-205-4741 office 937-573-0082
Real Living Realty - #1 in OHIO!
Realty, Mortgage, Title, Relocation

Housing rebound ahead as the economists predict? You tell me!

Dayton Market Trends

Median Sales Price

Average Sales Price

Data provided by Trulia.com 9/11/08.

Christina Asad Edwards, REALTOR
2006 & 2007 Sales Masters Top Agent
Christina.AsadEdwards@RealLiving.com
www.teamedwards.info
mobile or text 937-205-4741 office 937-573-0082  fax 937-433-3561
Real Living Realty - #1 in OHIO!
Realty, Mortgage, Title, Relocation

When remodeling or building a home in Ohio or elsewhere, don't choose carpet based on color. Instead, take the basic characteristics of a carpet's fibers and construction, as well as lifestyle, into consideration before buying.

Some of the best materials include the following:

• Nylon: Most carpets today are made of nylon. A very durable and forgiving product, nylon is fairly easy to maintain and is available in various styles.
• Olefin (or polypropylene): Olefin is often used in berber carpet. It is noted for being practically wear resistant because spots do not adhere to its fibers. However, the drawback is that this soft fiber scratches and mats down easily. I think it is the perfect basement carpet choice, and I have it in my own basement!
• Polyester: Many polyesters today are made from recycled materials like 2-liter soda bottles. It has great stain resistance and doesn't mat down as easily as olefin. In addition, it is reasonably priced.
• Wool: Wool is my grandmother's favorite carpet choice. Although wool is a very expensive product, it has a wonderful resiliency and the luxury of a natural product. It is not uncommon to see real wool products 20+ years old that still look almost new.

One Last Thought: Use my mother's rule of thumb and when deciding on carpet and paint chips take the samples home and look at them in the room with both natural and artificial lighting!

Christina Asad Edwards, REALTOR
Dayton, Ohio Area Home Expert
Christina.Asad@RealLiving.com
www.teamedwards.info
mobile or text 937-205-4741 office 937-573-0082  
Real Living Realty - #1 in OHIO!
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